body  {
   margin: 0;
   padding: 0;
   background-image: url(../images/bg-gradient.jpg);
   background-repeat: repeat-x;
   background-color: #797973;
   text-align: center;
   font-size: 76%;
   font-family: Helvetica, Arial, sans-serif; 
   color: #333;
}

h1   {
   font-size: 2.2em;
   font-family: "Times New Roman", Times, serif;
   font-weight: normal;
   line-height: 2.3em;
}

h2   {
   font-size: 1.450em;
   font-family: Georgia, "Times New Roman", Times, serif;
   font-weight: normal;
}

h3   {
   font-size: 1.150em;
   font-family: Georgia, "Times New Roman", Times, serif;
   font-weight: normal;
   line-height: 1.9em;
}

h4   {
   font-size: 1.1em;
   font-family: Georgia, "Times New Roman", Times, serif;
   font-weight: normal;
   line-height: 1.9em;
}

#username, #password {background-repeat: no-repeat; background-position: 3px 50%; }
#username {background-image: url(username.gif); }
#password {background-image: url(password.gif); }
#username.null-image, #password.null-image {background-image: none; }

a  {font: Helvetica, Arial, sans-serif 0.9em; color: #ccc; text-decoration: underline; }

a:hover  {color: #D5C58E;  }

 a.homeLink  {font: Helvetica, Arial, sans-serif 0.9em; color: #fff; text-decoration: none; }

 a:hover.homeLink  {color: #D5C58E;  }


#wrapper  {
    margin: 0 auto;
	padding: 0;
	width: 960px;
	text-align: left;
}

#mlcalc-head {padding: 15px 15px 0 15px !important; margin: 0 !important; font-size: 13px !important; height: 36px !important; }
#mlcalc-head em {padding: 0 !important; }

/* = header and nav */


#header  { 
    background: url(../images/logo-header.png) no-repeat; 
    margin: 0;
	padding: 0;
	width: 100%; 
	height: 140px; 
	position: relative;
	overflow: hidden;
}

#homeBtn {text-indent: 9000px; position: absolute; left: 30px; top: 0px; }

#homeBtn a {position: absolute; top: 0; left: 0; width: 300px; height: 140px; text-indent: 9999px; }

#login  {
    position: absolute;
	top: 0px;
	left: 425px;
	margin: 0;
    padding: 0;
	background-color: #333;
	width: 540px;
	height: 40px;	
}

#login a {font-size: .850em; }




#nav  {
	border-right: 1px solid #333;
	margin: 111px 0 0 0;
	padding: 0;
	float: right;
}


#nav li {  
   font-family: Georgia, "Times New Roman", Times, serif; 
   display: inline;
   margin: 0;
   padding: 0;
   text-transform: uppercase;
}


#nav a  {text-decoration: none; float: left; font-size: 11px; color: #fff; background: url(../images/nav-bg.jpg) no-repeat top left; padding: 8px 25px; }
#nav a:hover  {color: #D5C58E; background-position: bottom left; }




#subNav  {
    position: absolute;
	top: 45px;
	left: 427px;
	margin: 0;
    padding: 0;
	
}
#subNav a  {font-size: .950em; color: #9e9d97; }
#subNav a:hover  {color: #fff; }

.pipelist  {
   margin: 0;
   padding: 4px 0;
   text-align: center;
}

.pipelist li {
   display: inline;
   margin: 0;
   padding: 0 .9em;
   border-right: 1px solid #9e9d97;
}

.pipelist .last {
   border-right: none;
}



/* = content */


#content  { 
    background: url(../images/content-bg.png) repeat-y; 
    margin: 0;
	padding: 0;
	width: 100%;
	height: auto;
	text-align: left;
	float: left;
	position: relative;
}

#mainImage  {
    margin: 0;
	padding: 0;
	width: 960px;
	height: 300px;
	background: url(../images/home-image.jpg) no-repeat;
	float: left;
}


#mainText {position: absolute; left: 125px; top: 125px; z-index: 100; }

#mainText h1 {color: #5b6777; font-size: 2.2em; display: block; }

#mainText h1 .boxText {color: #fff; background-color: #5b6777; width: 53px; padding: 3px 7px; }

#blackBox  {
    margin: 0 0 15px 0;
	padding: 0;
	width: 959px;
	height: 75px;
	background-color: #35383c;
	float: left;
}

#boxContainer {zoom: 1; margin: 0; padding: 0; }

#blackBox h2   {margin: 25px 0 0 0; text-align: center; color: #fff; font-size: 1.7em; }

#boxOne, #boxTwo {
    background-color: #63696e; 
	border: solid 1px #797973;   
	margin: 0;
	padding: 0 0 20px 0;
	width: 465px;
	height: 155px;
}

#boxOne  {
	float: left;
}

#boxOneText  {
    margin: 0;
	padding: 0;
	float: left;
}

#boxTwo  {
	float: right;
}

#boxTwoText  {
    margin: 0;
	padding: 0;
	float: left;
}


.homePadding  {
    padding: 0px 10px 10px 20px;
}

.headers  { 
    color: #333;
	font-size: 1.4em;
    font-family: Helvetica, Arial, sans-serif;
    margin: 0;
	padding: 25px 5px 0 65px;
}

.headersTwo  { 
    color: #fff;
	font-size: 1.2em;
    font-family: Georgia, "Times New Roman", Times, serif;
    margin: 0;
	padding: 15px 5px 0 25px;
}

.homeText  { 
    color: #ccc;
	font-size: .950em;
	line-height: 1.5em;
    font-family: Helvetica, Arial, sans-serif;
    margin: 0;
	padding: 20px 15px 0 25px;
}

.bold  {font-weight: bold;  }



/* = interior pages */

#contentInterior  { 
    background: url(../images/content-bg.jpg) repeat-y; 
    margin: 0;
	padding: 0;
	width: 959px;
	height: auto;
	text-align: left;
	float: left;
	position: relative;
}

#interiorOne  { 
    background:  url(../images/content-header-bg.jpg) no-repeat top; 
    margin: 0;
	padding: 0;
	width: 100%;
	height: auto;
	text-align: left;
	float: left;
	position: relative;
}

#interiorTwo  { 
    background: url(../images/content-baseline-bg.jpg) no-repeat bottom; 
    margin: 0;
	padding: 0 0 100px 0;
	width: 100%;
	height: auto;
	text-align: left;
	float: left;
	position: relative;
}

#interiorTwo p {line-height: 1.9em; margin: 0 0 .8em 0; }

#interiorTwo a {color: #5b6777; }
#interiorTwo a:hover {color: #990000; }

#interiorTwo h1, #interiorTwo h2, #interiorTwo h3 {color: #5b6777; font-weight: bold; }

#interiorTwo h3 {margin: 0; }

#interiorTwo h4 {color: #5b6777; line-height: 1.1em; margin: 0 0 1em 0; }

.resources li {padding: 5px 5px; }

.blueText {color: #5b6777; }

.leftCol {margin: 50px 0 25px 30px; padding: 0; width: 500px; float: left; display: inline; }

.rightCol {margin: 115px 0 0 0; padding: 0; width: 380px; float: right; background-color: #ccc; }

.rightColText {padding: 25px 30px 15px 15px; margin: 0 0 0 15px;/* text-align: right;*/ }

.rightColText h2 {text-transform: uppercase; margin: 0 0 1em 0; font-size: 1.1em; }

.rightColText a {color: #333; }

.rightColText a:hover {color: #990000; }


#interiorTwo p.trigger {background: url(../images/arrow-btn.jpg) no-repeat; background-position: left bottom; width: 358px; height: 19px; float: left; padding: 5px 0 0 22px; margin: 0; }
#interiorTwo p.trigger a {color: #fff; font-weight: bold; text-decoration: none;  display: block; }
#interiorTwo p.trigger a:hover {color: #ccc; }
#interiorTwo p.active {background-position: left top;  }

.toggle_container {background: url(../images/team-bg.jpg) bottom no-repeat #ccc; /*border: 1px solid #5b6777;*/ width: 379px; float: left; margin: 0; padding: 0 0 15px 0; overflow: hidden; }

#interiorTwo .team {float: left; padding: 15px 0px 0 15px; width: 160px; /*height: 180px;*/ }

#interiorTwo .team li {padding: 3px 0 3px 5px; }

#interiorTwo .team li a {color: #5b6777; text-decoration: none; font-weight: bold; }
#interiorTwo .team li a:hover {color: #fff; }

#interiorTwo img.bios {margin: 5px 30px 10px 0; }



#interiorTwo p.teamTitle {color: #35383c; font-weight: bold; font-size: 1.100em; padding-bottom: 0; margin-bottom: 5px;  }

#bullets {padding: 0 0 0 40px; margin: 20px 0 20px 0; }

#bullets li {list-style-type: disc; padding: 3px 0 3px 5px; }




/* contact */

#contactArea {width: 480px; margin: 5px 0 20px 0; position: relative; }

#contactArea input, #contactArea textarea {padding: 5px; width: 345px; font-family: Helvetica, sans-serif; font-size: 1.1em; margin: 0px 0px 10px 0px; border: 2px solid #ccc;  }

#contactArea textarea {height: 75px; resize: none; }

#contactArea textarea:focus, #contactArea input:focus {border: 2px solid #900; }

#contactArea input.submit-button {width: 75px; float: right; cursor: pointer; font-size: 1em; font-weight: bold; position: absolute; right: 5px; top: 300px; }

#contactArea label {float: left; text-align: right; margin-right: 15px; width: 100px; padding-top: 5px; font-size: 1.2em; }


/* = footer */


#footer  {margin: 0; padding: 6px 0 17px 6px; clear: both; overflow: hidden; /*width: 953px;*/ text-align: right; }

#footer p {padding: 20px 10px 0 0; color: #fff; }

.footerText {padding: 0 0 0 15px; }